Student Loans

Wondering how to pay off your Student Loans without going broke? We can help you evaluate your repayment options. Did you know the cumulative amount of Student Loan Debt in the U.S is greater than $1.5 Trillion? That is $600 Million more than the combined credit card debt in the U.S! Patrick Logue is committed to helping end this crisis one student at a time. Are you familiar with all of the various Forgiveness Plans and how they work? Want to know the biggest mistakes graduates are making with their Student Loans? Here’s a hint: creating a proactive college plan BEFORE your kids start college may save them thousands of dollars and it may also improve your probability for a successful Retirement.

College Planning

Do you know how much it will cost to put your kids through college? Do you know how much you should have saved by now? We've got you covered.  We offer proactive solutions to help you save FOR college and ON the cost of college.  We can also help you build a manageable Student Loan Strategy.


Save FOR College

First, we will help you save FOR college.  Ask us today about the differences between 529 Savings Plans and 529 Prepaid Plans. We can help you choose the right plan based on your needs and time horizon. We will help you develop an investment strategy best suited to fit your needs.


Save ON College

Next, we will analyze your financial information to estimate your Expected Family Contribution (EFC). Next, we will compare statistics such as 4 year graduation rates, Cost of Attendance (COA), and average amount of need met for each school of interest. Finally, we will compare the net cost of each school, make recommendations, and craft an informed student loan strategy.


Loan Strategy

Seven out of ten graduates have student loan debt and the average amount of debt is $37,000.  That equates to a payment plan of $400/month for 10 years. Will your son/daughter be able to afford their loan payments when they graduate? We will determine a “Max Student Loan Amount” based on college major and career goals.

Retirement Planning

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Retirement Savings

Did you know that 40% of Americans have less than $10,000 saved for Retirement? Review what you just read above about College Planning and Student Loans and it’s no wonder why people haven’t saved more.

Retirement Planning Strategies

With rising college costs and more options for parents and grand-parents to borrow money to pay for college, it is easy to see how Retirement can be overlooked. Fear not, we focus on Comprehensive Financial Planning. This means that we consider all of these factors and expenses together.



Pat is a fee-only Financial Planner who does not earn commissions nor sell products. Here is a list of his services and fees.

  1. Comprehensive Financial Planning - Initial fee for creating Comprehensive Financial Plan starting at $500 (due upfront) plus monthly retainer fee based on Net Worth. For example, if a client has a Net Worth of $250,000, their initial fee would be $687.50 with a monthly fee of $104.17. A client worth $1,000,000 would pay an initial fee of $1,250 with a monthly fee of $417.00. No long-term contracts (you can cancel anytime with 15 days written notice.) *minimum monthly fee of $100.

  2. Hourly Financial Planning - $200/hour. You pick the area of focus. We will gather the necessary information and get to work for you.

  3. Young Professionals - You pick 3 areas of focus. We will meet once per month for 6 months. The billing for this plan is $0.00 upfront and $200/month for 6-months.

  4. Fixed Fee - Project Based Financial Planning can also be offered on a fixed fee basis. The fixed fee will be agreed upon before the start of any work. The fixed fee can typically range between $499.00 and $2,999.00 depending on the scope of the project.