College Planning

Do you know how much it will cost to put your kids through college? Do you know how much you should have saved by now? We've got you covered.  We offer proactive solutions to help you save FOR college and ON the cost of college.  We can also help you build a manageable Student Loan Strategy.

adult-banking-blur-1288483.jpg

Save FOR College

First, we will help you save FOR college.  Ask us today about the differences between 529 Savings Plans and 529 Prepaid Plans. We can help you choose the right plan based on your needs and time horizon. We will help you develop an investment strategy best suited to fit your needs.

backpacks-college-college-students-1454360.jpg

Save ON College

Next, we will analyze your financial information to estimate your Expected Family Contribution (EFC). Next, we will compare statistics such as 4 year graduation rates, Cost of Attendance (COA), and average amount of need met for each school of interest. Finally, we will compare the net cost of each school, make recommendations, and craft an informed student loan strategy.

aerial-business-computer-1011329.jpg

Loan Strategy

Seven out of ten graduates have student loan debt and the average amount of debt is $37,000.  That equates to a payment plan of $400/month for 10 years. Will your son/daughter be able to afford their loan payments when they graduate? We will determine a “Max Student Loan Amount” based on college major and career goals.